Security of CB payments by e-transactions 

If during your credit card payment   you have a request for a new code,  which is not the secret code of your bank card,  don't worry, this code is a new security system, called 3D-SECURE, which will be generalized to all e-commerce sites, it allows you to authenticate the cardholder, that is to say that it is the owner of the credit card who places an order on the internet, this is a double protection allowing us to protect ourselves against fraudulent purchases on our site, and to guarantee that no one will use your credit card your knowledge, it is an anti-fraud system.

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Generally, your bank automatically sends you this code by phone when you are making the transaction. If you have not yet received information from your bank on this subject  inquire with the latter.

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Some Information on 3D-Secure: What is it?
This is a new card and cardholder authentication feature based on the 3D-Secure technology adopted by Visa with  Verified by Visa  and Mastercard with  SecureCode. This technology is accompanied by a transfer of responsibility from the merchant's bank to the cardholder's bank.

Another new technology?

This one really deserves your attention. Thanks to this system, the international networks wish to generalize new devices for identifying the Internet buyer in order to eliminate the main reason for contesting transactions and to guarantee total confidence between the Internet buyer and the cyber-merchant seller.

What is the principle of 3D-Secure?
With 3D-Secure, after entering the number, expiry date and cryptogram  of his credit card  on the payment form  the  e-tailer's bank, the customer  is automatically connected to the server of its own bank. His bank will ask him, through a web window, to identify himself by typing the 3D-Secure code that she has just sent him by phone. If the information provided is correct, the bank will give its agreement to continue the transaction and guarantee the payment of its client.

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This is one more step in online payment!
Yes, but this step is reassuring for the Internet buyer and only lengthens the payment transaction by a few seconds.

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We thank you in advance for your understanding.

This system has been advocated by the Banque de France since October 2008 and has become  mandatory for all French e-commerce sites from June 2009.

For your security, we have installed this security system on our site as soon as it is available.

On the other hand, we regret that the banks have not always carried out their work of informing their customers well.
If you need additional information on this new security, do not hesitate to contact your bank.